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The grownups talk about the change in the appearance of currencies from coins to paper and now to just digits in the account statements, but for the new born generation, they might not ever have an experience of that happiness when a ten rupee note pops out of your washed jeans pocket.
The point is, all top companies are doing their best to come up with variations in their mobile application development strategies to beat the competition and provide better user experience .In such an environment the mobile developers came up with wallets which has changed the way you make payments.

The payment applications allow individuals and business to send and receive money electronically from one part of the world to another. The e–wallets are catching up at different places in different countries. The country with a maximum population of youth prefers e-wallets over cash whereas the countries comprising of older generation prefer a traditional mode of payments as per their convenience.

Also read: How mobile app can boost up e-commerce

Lets take a look at few payment applications

  • PayPal

PayPal was established in 1998 and became an independent company by 2015. It’s an American based payment company useful for making payments. The procedures given by android or ios app developers are simple and convenient for the users. PayPal introduced its one Touch service where the user could just make payments with one click on the merchant site online.

  • Google Wallet

Google came up with its wallet for peer-to-peer transfer. The basic purpose for this is also the same, but the Google wallet is designed for smart phones with NFC chip which are limited in the market .This is one of the reasons Google wallet is not that popular. The security of this application is also logical as the Smartphone is tapped to a terminal at the back if the phone is stolen, then the payment wallet in the phone can be shut down using Google cloud services.

Also read: Switching Between The Platform From iOS To Android

  • PayAnywhere

PayAnywhere provides their user with card reading facility through their android mobile application as well as ios mobile application. This mobile application development provides an additional facility to ios device operators; the merchant can print a receipt using Air print enabled devices.


The VeriFone Sail is one of the largest payment service provider which offers free card reader application in addition for both android as well as ios. This company provides with a QR code scanner which basically targets the small business merchants for easy payments and the receipts are received by the merchant through e-mails.

  • Pay with Square

It’s a well established application for payment wallet. The one feature that makes it explicit is that it offers the facility where in one can make payments just through their saved names at the payment gateway.

  • Paytm

Paytm is one of the famous payment wallets of India. It has a distinct feature of multiple payment options. One can scan a QR code with small merchant. Can send money to friends and family using their mobile numbers.  Pay tm is more than just a payment wallet, it runs an e-commerce website and has around 3 million offline merchants.

To sum up:

The online transactions have impacted globally as a secure way of payments for individuals as well as merchants. Many payment applications have been dropped in the App store. The mobile app developers have a key role in innovative mobile application development. The payment wallets are catching up in the big cities but yet to be reached out to remote areas. In order to develop all parts of the world one can approach the mobile application development companies such as Fluper.

Vinay Kumar

Being a Web Tech Lead and with a relevant experience, Vinay Kumar has gained the art of team and project handling to get the best out of them. During his career, he never stops learning new things. Talking about his interest, he is currently exploring innovative technologies that can bring transformation to businesses.

1 Comment

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    Your post extremely cool. I glad to be here. I enjoyed reading your articles. Thanks and keep up the good work!

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